You Can Now Send Your Mates Money Using Facebook Messenger

Facebook Red envelope feature

Facebook Red envelope feature

Facebook has got all the major United Kingdom banks and card firms onboard for the service's first foray outside of the U.S., where it launched in 2015.

"'With P2P [peer-to-peer] payments, this paves the path to us enabling small and large businesses to accept payments inside of Messenger", said David Marcus, who leads Facebook's Messenger team. To use it for the first time a user has to register has to register a debit card - that applies whether you first send or receive payments.

Messenger has also been built upon by other firms to provide similar services.

Messenger users will be able to add a payment card to their account, and then send and receive money directly from conversation threads with contacts.

It's a convenient feature that saves you from the hassle of having to exchange bank details with people, save them and then carry out the transfer in a different app.

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Sending and receiving dosh with Messenger sounds like a dawdle, according to Facebook's instructions.

In order to use the feature, users need to head into a chat with a friend and tap on the blue plus button.

Once you've done this, tap Pay and add your debit card.

Facebook is making it easier to send money to your friends, and bug them for any cash they owe you.

Payments will be protected by a PIN system to prevent fraud and augmented by its M digital assistant, which will issue a handy prompt when someone asks for money. It may take one to three business days to make the money available depending on the person's bank, just as it does with other deposits. They link their account to their debit card and can request payments to friends in seconds by messaging them and entering... According to recent survey of almost 4,000 US consumers by 451 Research, just 1% of them had used P-to-P payments in Facebook Messenger - less than Venmo, Square Cash, Google and FI payment solutions such as Zelle.

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